RiskDiscover - AI-Powered Risk Assessment Platform

📋 Platform Overview

RiskDiscover is a comprehensive AI-powered risk assessment platform designed for insurance professionals, brokers, and businesses across Europe. The platform transforms traditional risk evaluation processes through intelligent automation and real-time analysis.

🎯 Target Audience

Solo brokers & small insurance agencies - Streamlined risk assessment tools
Large brokers & regional insurers - Portfolio risk management solutions
Enterprise organizations - Custom risk operations and integrations

⚡ Core Capabilities

🤖 AI Risk Analysis

Advanced machine learning algorithms analyze business risks using multiple data sources including location, industry, financial data, and market conditions.

🗺️ Location-Based Assessment

Geographic risk evaluation using real-time location data, environmental factors, and regional risk patterns with interactive mapping.

🏭 Industry-Specific Analysis

Sector-specific risk benchmarking and analysis tailored to different industries with specialized risk parameters and compliance requirements.

📊 Real-Time Reporting

Instant generation of comprehensive PDF reports with risk scores, recommendations, and actionable insights for decision-making.

🔄 Portfolio Management

Bulk assessment capabilities for managing multiple companies and tracking risk evolution over time with historical trend analysis.

⚠️ Risk Alerts

Automated monitoring and real-time alerts for risk changes, regulatory updates, and market conditions affecting assessed entities.

💰 Pricing Structure

Plan	Monthly Price	Annual Price	Target Users	Key Features
Basic	€39/month	€31.20/month (billed annually)	Solo brokers & small agencies	35-500 credits, PDF export, basic risk scoring
Premium	Coming Soon	Coming Soon	Large brokers & regional insurers	Portfolio analysis, advanced reporting, API access
Enterprise	Custom Pricing	Custom Pricing	Large enterprises	Custom ML scoring, integrations, dedicated support

🔧 Technical Specifications

Platform Architecture

Frontend: React 19 SPA with modern JavaScript
Backend: Python-based API with AI/ML integration
Deployment: Cloud-native architecture
Security: HTTPS, secure authentication, GDPR compliant
Browser Support: All modern browsers, mobile responsive

AI/ML Technology

Risk Scoring: Multi-factor AI algorithms
Data Processing: Real-time analysis of business data
Geographic Intelligence: Location-based risk mapping
Industry Analysis: Sector-specific risk models

Integration Capabilities

API Access: RESTful API for enterprise integrations
Data Export: PDF reports, CSV data export
Payment Processing: Stripe integration for subscriptions
Authentication: Secure user management system

🎯 Use Cases

Insurance Brokers

Pre-underwriting risk assessment for new clients
Portfolio risk evaluation and monitoring
Competitive pricing intelligence
Client risk communication and reporting

Insurance Companies

Automated risk scoring for underwriting decisions
Regional risk analysis and market expansion
Compliance and regulatory risk monitoring
Risk-based pricing optimization

Enterprise Risk Management

Vendor and supplier risk assessment
Location-based business expansion decisions
Operational risk monitoring
Investment and M&A due diligence

🌍 Market Focus

Primary Market: European Union

Languages: English, Spanish, Portuguese

Compliance: GDPR, EU data protection regulations

Currency: Euro (EUR) pricing

🚀 Current Status

Status: Production (Live)

Basic Plan: Available Now

Premium/Enterprise: Coming Soon

Free Trial: Available for new users

Last Updated: October 2025

🔍 RiskDiscover - AI-Powered Risk Assessment Platform